What is the true cost of buying an apartment in Waverley?

The median apartment in Waverley is $1,450,000. Including stamp duty ($62,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $100,484, or $8,374/month.

What does it really cost to buy a house in Waverley?

The median house in Waverley is $2,850,000. True first-year cost including stamp duty ($139,160), rates, insurance, maintenance, and mortgage repayments is approximately $192,282.

What is the vacancy rate in Waverley?

Waverley currently has a vacancy rate of 1.8%. Properties average 28 days on market.

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True Cost of Buying in Waverley

2024 NSW · 7km to CBD

Stable

A decision, not just a search · Waverley

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Waverley, NSW, is a highly sought-after suburb, boasting a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,850,000 and a median unit price of $1,450,000, Waverley is positioned as a premium market, attracting high-income earners with a median income of $95,000. The suburb's high walkability score of 82.0/100 and excellent schools rating of 8.0/10 make it an ideal location for families and professionals alike. The safety rating of 8.0/10 and proximity to the CBD, just 7.0 km away, further enhance its appeal. In terms of investment, Waverley presents a compelling opportunity, with an investment score of 78.0/100 and growth potential of 75.0/100. The rental yield for houses is 2.8%, and the vacancy rate is a low 1.8%, indicating a strong demand for rentals. Overall, Waverley's unique combination of lifestyle, market position, and investment outlook makes it an attractive proposition for homeowners, investors, and renters. The suburb's desirability is expected to continue, driven by its strong fundamentals, including high-quality schools, safety, and proximity to employment and entertainment hubs. As such, Waverley is poised to remain a premier suburb in the NSW market, with ongoing demand and potential for long-term capital growth.

High median income of $95,000, indicating a strong demographicExcellent schools rating of 8.0/10, making it an attractive location for familiesHigh walkability score of 82.0/100, providing residents with convenient access to amenitiesStrong investment fundamentals, including an investment score of 78.0/100 and growth potential of 75.0/100Low vacancy rate of 1.8%, indicating a high demand for rentals and a stable investment environment

Market Snapshot

Median House

$2.9M

+8.2% 1yr

Median Apartment

$1.4M

+6.8% 1yr

Median Townhouse

$2.2M

Vacancy Rate

1.8%

28 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

14,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$8,374/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,484

House

$16,024/mo

Purchase Price

$2,850,000

Stamp Duty

$139,160

1st Year Total

$192,282

Townhouse

$11,966/mo

Purchase Price

$2,200,000

Stamp Duty

$103,410

1st Year Total

$143,588

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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