What is the true cost of buying an apartment in Waverton?

The median apartment in Waverton is $1,850,000. Including stamp duty ($84,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $124,760, or $10,397/month.

What does it really cost to buy a house in Waverton?

The median house in Waverton is $3,650,000. True first-year cost including stamp duty ($255,500), rates, insurance, maintenance, and mortgage repayments is approximately $244,822.

What is the vacancy rate in Waverton?

Waverton currently has a vacancy rate of 1.2%. Properties average 28 days on market.

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True Cost of Buying in Waverton

2060 NSW · 4km to CBD

Stable

A decision, not just a search · Waverton

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Waverton is a prestigious harbourside suburb on Sydney's Lower North Shore, renowned for its stunning harbour views, heritage character, and premium location just 4km from the CBD. This small, exclusive enclave features a mix of Federation-era homes and contemporary apartments, attracting affluent professionals and families seeking a sophisticated lifestyle with excellent transport connectivity. The suburb benefits from direct rail access via Waverton Station on the T1 North Shore Line, providing seamless CBD connectivity in under 15 minutes. Property values remain consistently strong due to limited housing stock, harbour proximity, and the suburb's established reputation as one of Sydney's most desirable addresses. The community enjoys access to Waverton Peninsula Park with its harbour views and recreational facilities, while benefiting from close proximity to North Sydney's commercial amenities and quality North Shore schools. With low rental vacancy rates and strong price growth driven by its unique combination of natural beauty, heritage charm, and urban convenience, Waverton represents the epitome of premium Sydney living.

Prime harbourside location with stunning water views and heritage characterExcellent transport connectivity with direct train access to Sydney CBDLimited housing stock creating scarcity value and strong price appreciationPrestigious Lower North Shore address with established reputationClose proximity to quality schools, parks, and North Sydney amenities

Market Snapshot

Median House

$3.6M

+8.5% 1yr

Median Apartment

$1.9M

+7.8% 1yr

Median Townhouse

$2.8M

Vacancy Rate

1.2%

28 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$10,397/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$124,760

House

$20,402/mo

Purchase Price

$3,650,000

Stamp Duty

$255,500

1st Year Total

$244,822

Townhouse

$14,747/mo

Purchase Price

$2,750,000

Stamp Duty

$133,660

1st Year Total

$176,960

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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