What is the true cost of buying an apartment in Woolwich?

The median apartment in Woolwich is $1,850,000. Including stamp duty ($84,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $124,760, or $10,397/month.

What does it really cost to buy a house in Woolwich?

The median house in Woolwich is $4,200,000. True first-year cost including stamp duty ($294,000), rates, insurance, maintenance, and mortgage repayments is approximately $280,944.

What is the vacancy rate in Woolwich?

Woolwich currently has a vacancy rate of 0.8%. Properties average 45 days on market.

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True Cost of Buying in Woolwich

2110 NSW · 12km to CBD

Stable

A decision, not just a search · Woolwich

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

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What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Woolwich is an exclusive harbourside enclave located 12km from Sydney's CBD, offering a rare combination of waterfront prestige and village charm. With a small population of just 420 residents and a median household income of $185,000, this tightly-held suburb attracts affluent professionals and families seeking privacy and natural beauty. The median house price of $4.2 million reflects the premium positioning of this waterfront locale, while units at $1.85 million provide a more accessible entry point to this prestigious address. The suburb's exceptional safety rating of 9.0/10 and strong schools rating of 8.0/10 make it particularly appealing to families prioritizing security and education. Woolwich's harbourside location offers stunning water views, access to beaches and parklands, and a tranquil lifestyle while maintaining reasonable connectivity to the city. The walkability score of 65/100 indicates adequate local amenities, though residents typically rely on nearby Hunters Hill village or Lane Cove for comprehensive shopping and dining. From an investment perspective, Woolwich demonstrates compelling fundamentals with an investment score of 82/100 and impressive growth potential of 85/100. The extremely low vacancy rate of 0.8% signals strong rental demand, though the rental yield of 2.2% is modest, typical of premium capital growth suburbs. The limited housing stock and tightly-held nature of the suburb create scarcity value, supporting long-term price appreciation. Woolwich appeals to investors with a long-term horizon seeking capital growth in a blue-chip location, as well as owner-occupiers desiring an exclusive harbourside lifestyle with village character and proximity to Sydney's commercial centres.

Exceptional median household income of $185,000 indicating highly affluent resident base and strong socioeconomic profileOutstanding safety rating of 9.0/10 providing secure family-friendly environmentExtremely low vacancy rate of 0.8% demonstrating strong rental demand and market tightnessImpressive growth potential score of 85/100 suggesting strong capital appreciation prospectsExclusive harbourside location with limited housing stock creating scarcity value and prestige

Market Snapshot

Median House

$4.2M

+8.5% 1yr

Median Apartment

$1.9M

+6.2% 1yr

Median Townhouse

—

Vacancy Rate

0.8%

45 avg DOM

Yield (Apartment)

3.1%

Yield (House)

2.2%

Auction Clearance

78%

Population

420

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$10,397/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$124,760

House

$23,412/mo

Purchase Price

$4,200,000

Stamp Duty

$294,000

1st Year Total

$280,944

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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