True Cost of Buying in Yowie Bay

2228 NSW · 26km to CBD

Stable

Market Intelligence

Yowie Bay is an exclusive waterfront suburb in the Sutherland Shire, located 26km south of Sydney CBD. This premium residential enclave offers direct access to Port Hacking, making it highly sought after by families and retirees seeking a waterside lifestyle. The suburb is characterized by predominantly detached homes on larger blocks, many with water views or direct water access. With limited commercial amenities, residents rely on nearby Caringbah and Miranda for shopping and services. The area benefits from proximity to Cronulla beaches and Royal National Park, offering exceptional recreational opportunities. Transport connectivity is limited with no direct rail access, making it car-dependent but contributing to its quiet, secluded appeal. The suburb maintains a strong community feel with low crime rates typical of the Sutherland Shire. Property values command a premium due to the waterfront location, with limited housing stock creating supply constraints. The demographic profile skews toward higher-income families and empty nesters attracted to the peaceful, bushland-surrounded environment and water-based recreational activities.

Premium waterfront location with direct Port Hacking accessProximity to Cronulla beaches and Royal National ParkLow crime rates and strong community safetyLimited housing stock creating supply scarcity and value stabilityHigh-quality established homes on larger blocks

Market Snapshot

Median House

$1.9M

+8.5% 1yr

Median Apartment

$850K

+6.2% 1yr

Median Townhouse

$1.2M

Vacancy Rate

1.2%

35 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,340/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$64,076

House

$10,551/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$126,610

Townhouse

$6,910/mo

Purchase Price

$1,200,000

Stamp Duty

$48,530

1st Year Total

$82,916

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

Open Calculator

Community Profile

Median Income

$125,000

Median Age

47

Family Households

68%

Owner-Occupied

82%

Walkability

35/100

Public Transport

3/10

Need finance guidance for Yowie Bay?

Local Knowledge Finance — brokers who know this market.

Find a professional in Yowie Bay

Demand-matched agents who know this suburb best.

Browse Professionals
Browse all suburb true-cost analyses →