True Cost of Buying in Bayview

2104 NSW · 45km to CBD

Rising

Market Intelligence

Bayview, NSW 2104 is an exclusive waterfront suburb on Sydney's Northern Beaches, situated on the Pittwater peninsula between Pittwater and Broken Bay. With a population of just 850 residents and a median age of 52, this intimate community offers a premium lifestyle characterized by large waterfront properties, boat access, and pristine natural surroundings. The suburb commands some of the highest property prices on the Northern Beaches, with a median house price of $2.85 million, reflecting its desirability among affluent professionals and retirees seeking a semi-rural waterfront lifestyle. Bayview's appeal lies in its unique combination of proximity to Sydney (45km to CBD) while maintaining a secluded, village-like atmosphere with direct access to Pittwater for boating and water sports. The community is well-educated (52% university-educated) with high household incomes (median $145,000 annually) and low unemployment (3.2%). However, residents trade urban conveniences for lifestyle, with limited local amenities and reliance on nearby Mona Vale or Church Point for shopping and services. The suburb's infrastructure is constrained by geography and environmental protections, resulting in limited public transport and development opportunities. Despite these challenges, Bayview represents one of Sydney's most sought-after lifestyle destinations.

Premium waterfront location with direct Pittwater accessExclusive low-density community with large land parcels (median 1,850sqm)Very low crime rate and high safety ratingsStrong property value growth and market resilienceHigh-income, well-educated demographic profile

Market Snapshot

Median House

$2.9M

+8.5% 1yr

Median Apartment

$1.6M

+6.8% 1yr

Median Townhouse

$2.2M

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

75%

Population

850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$9,385/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$112,616

House

$16,024/mo

Purchase Price

$2,850,000

Stamp Duty

$139,160

1st Year Total

$192,282

Townhouse

$11,966/mo

Purchase Price

$2,200,000

Stamp Duty

$103,410

1st Year Total

$143,588

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Community Profile

Median Income

$145,000

Median Age

52

Family Households

62%

Owner-Occupied

68%

Walkability

25/100

Public Transport

3/10

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