True Cost of Buying in Cambridge Gardens

2747 NSW · 52km to CBD

Rising

Market Intelligence

Cambridge Gardens is a family-oriented suburb in Western Sydney's Penrith local government area, offering affordable housing options and a quiet residential lifestyle. Located approximately 50km from Sydney CBD, the suburb attracts first home buyers and young families seeking value for money in the growing Western Sydney corridor. The area features predominantly detached housing with some townhouses and units, supported by local amenities including Cambridge Gardens Public School and several parks. With strong connectivity to Penrith CBD and access to the M4 motorway, residents benefit from both suburban tranquility and urban accessibility. The property market has shown steady growth aligned with broader Western Sydney trends, with competitive rental demand reflecting the area's appeal to families and professionals. The suburb's multicultural community, established infrastructure, and ongoing regional development initiatives position it well for continued growth. While public transport options are limited to bus services, the proximity to major employment centers and shopping precincts in Penrith enhances its residential appeal.

Affordable housing market with steady capital growthFamily-friendly environment with quality local schoolsClose proximity to Penrith CBD and major shopping centersAccess to M4 motorway for Sydney connectivityEstablished community with local parks and recreational facilities

Market Snapshot

Median House

$685K

+6.2% 1yr

Median Apartment

$485K

+4.8% 1yr

Median Townhouse

$580K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,174/mo

Purchase Price

$685,000

Stamp Duty

$25,355

1st Year Total

$50,093

Townhouse

$3,775/mo

Purchase Price

$580,000

Stamp Duty

$20,630

1st Year Total

$45,296

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$68,000

Median Age

34

Family Households

58%

Owner-Occupied

62%

Walkability

45/100

Public Transport

5/10

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