True Cost of Buying in Clontarf
2093 NSW · 18km to CBD
Market Intelligence
Clontarf is an affluent waterfront suburb on Sydney's Northern Beaches, offering a unique blend of coastal lifestyle and family-friendly amenities. With a population of approximately 2,800 residents, this low-density suburb is characterized by its protected beach, established family homes, and strong community spirit. The area attracts professionals and families seeking a relaxed coastal lifestyle while maintaining reasonable access to Sydney CBD. Property values reflect its desirable waterfront location, though it remains one of the more affordable Northern Beaches options. The suburb features excellent recreational facilities including sailing clubs, parks, and water sports opportunities, supported by quality local schooling at Clontarf Public School. While transport options are limited and residents rely heavily on private vehicles, the trade-off is a peaceful, low-traffic environment with strong neighborhood connections. The aging demographic and established housing stock present both stability and renewal opportunities, making it attractive for both owner-occupiers and investors seeking steady capital growth in a premium coastal location.
Market Snapshot
Median House
$2.9M
+8.5% 1yr
Median Apartment
$1.4M
+6.8% 1yr
Median Townhouse
—
Vacancy Rate
1.2%
35 avg DOM
Yield (Apartment)
4.2%
Yield (House)
2.8%
Auction Clearance
72%
Population
2,800
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,484
House
Purchase Price
$2,850,000
Stamp Duty
$139,160
1st Year Total
$192,282
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$125,000
Median Age
44
Family Households
68%
Owner-Occupied
82%
Walkability
55/100
Public Transport
4/10
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