What is the true cost of buying an apartment in Crescent Head?

The median apartment in Crescent Head is $520,000. Including stamp duty ($17,930), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $44,048, or $3,671/month.

What does it really cost to buy a house in Crescent Head?

The median house in Crescent Head is $850,000. True first-year cost including stamp duty ($32,780), rates, insurance, maintenance, and mortgage repayments is approximately $60,926.

What is the vacancy rate in Crescent Head?

Crescent Head currently has a vacancy rate of 3.2%. Properties average 42 days on market.

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True Cost of Buying in Crescent Head

2440 NSW · 420km to CBD

Rising

Market Intelligence

Crescent Head is a small coastal town in NSW's Mid North Coast, renowned for its world-class surfing breaks and pristine beaches. With a population of 1,500 and median age of 50, the community consists primarily of retirees, sea-changers, and surfing enthusiasts drawn to the relaxed coastal lifestyle. The property market has shown strong growth with median house prices at $850,000, driven by limited supply and increasing demand from lifestyle buyers seeking coastal properties. The town offers excellent surfing conditions and natural beauty but has limited commercial amenities, requiring residents to travel to Kempsey for major services. Infrastructure is basic but adequate for the small community, with high car dependency due to minimal public transport. The area experiences seasonal population fluctuations due to tourism and holiday home ownership, creating opportunities in the short-term rental market.

World-renowned surfing destination with excellent wavesPristine coastal location directly on the beachStrong property price growth and capital gains potentialLow crime rates and safe community environmentActive environmental conservation focus

Market Snapshot

Median House

$850K

+8.2% 1yr

Median Apartment

$520K

+7.5% 1yr

Median Townhouse

$680K

Vacancy Rate

3.2%

42 avg DOM

Yield (Apartment)

5.8%

Yield (House)

4.2%

Auction Clearance

68%

Population

1,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,671/mo

Purchase Price

$520,000

Stamp Duty

$17,930

1st Year Total

$44,048

House

$5,077/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$60,926

Townhouse

$4,280/mo

Purchase Price

$680,000

Stamp Duty

$25,130

1st Year Total

$51,356

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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