True Cost of Buying in Cromer
2099 NSW · 22km to CBD
Market Intelligence
Cromer is a highly desirable beachside suburb on Sydney's Northern Beaches, offering an exceptional family-oriented lifestyle with proximity to pristine beaches including Dee Why and Curl Curl. The suburb features predominantly detached housing on generous blocks, attracting established professionals and families seeking the quintessential Northern Beaches experience. With excellent schools including Cromer Public School and nearby Cromer Campus, strong community sports clubs, and convenient access to shopping at Dee Why Grand and Warringah Mall, Cromer provides a balanced lifestyle. The property market has demonstrated steady growth over five years, supported by limited housing stock and consistent demand from families. Well-serviced by B-Line bus connections to Sydney CBD and benefiting from ongoing Northern Beaches transport improvements, Cromer combines coastal living with reasonable city accessibility. The suburb's higher-than-average household incomes and education levels reflect its premium positioning within the Northern Beaches market.
Market Snapshot
Median House
$1.9M
+6.5% 1yr
Median Apartment
$1.1M
+5.2% 1yr
Median Townhouse
$1.4M
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
78%
Population
4,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,100,000
Stamp Duty
$44,030
1st Year Total
$79,244
House
Purchase Price
$1,850,000
Stamp Duty
$84,160
1st Year Total
$126,610
Townhouse
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$98,084
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
42
Family Households
68%
Owner-Occupied
72%
Walkability
72/100
Public Transport
7/10
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