True Cost of Buying in Grafton
2460 NSW · 630km to CBD
Market Intelligence
Grafton, located in northern New South Wales, offers a unique blend of rural charm and urban amenities. With a population of 19,000, the suburb provides a relaxed lifestyle, with easy access to natural attractions and a range of community facilities. The median house price of $485,000 and median unit price of $315,000 make it an attractive option for first-home buyers and investors alike. The suburb's walkability score of 65 and schools rating of 7 out of 10 indicate a moderate level of amenity and educational quality. From an investment perspective, Grafton's rental yield of 4.8% and vacancy rate of 2.8% suggest a relatively stable and in-demand market. The investment score of 72 and growth potential of 68 out of 100 further reinforce the suburb's appeal as a mid-term investment opportunity. While its distance from the CBD may be a drawback for some, Grafton's safety rating of 8 out of 10 and median income of $52,000 demonstrate a strong and secure community. Overall, Grafton presents a compelling case for those seeking a balance of lifestyle, affordability, and investment potential in a regional setting.
Market Snapshot
Median House
$485K
+4.2% 1yr
Median Apartment
$315K
+3.8% 1yr
Median Townhouse
$420K
Vacancy Rate
2.8%
65 avg DOM
Yield (Apartment)
5.4%
Yield (House)
4.8%
Auction Clearance
62%
Population
19,000
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$315,000
Stamp Duty
$9,195
1st Year Total
$31,616
House
Purchase Price
$485,000
Stamp Duty
$16,355
1st Year Total
$36,949
Townhouse
Purchase Price
$420,000
Stamp Duty
$13,430
1st Year Total
$35,588
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$52,000
Median Age
44
Family Households
68%
Owner-Occupied
68%
Walkability
65/100
Public Transport
4/10
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