True Cost of Buying in Grafton

2460 NSW · 630km to CBD

Stable

Market Intelligence

Grafton, located in northern New South Wales, offers a unique blend of rural charm and urban amenities. With a population of 19,000, the suburb provides a relaxed lifestyle, with easy access to natural attractions and a range of community facilities. The median house price of $485,000 and median unit price of $315,000 make it an attractive option for first-home buyers and investors alike. The suburb's walkability score of 65 and schools rating of 7 out of 10 indicate a moderate level of amenity and educational quality. From an investment perspective, Grafton's rental yield of 4.8% and vacancy rate of 2.8% suggest a relatively stable and in-demand market. The investment score of 72 and growth potential of 68 out of 100 further reinforce the suburb's appeal as a mid-term investment opportunity. While its distance from the CBD may be a drawback for some, Grafton's safety rating of 8 out of 10 and median income of $52,000 demonstrate a strong and secure community. Overall, Grafton presents a compelling case for those seeking a balance of lifestyle, affordability, and investment potential in a regional setting.

Affordable housing options with median house price of $485,000Relaxed rural lifestyle with easy access to natural attractionsModerate walkability and range of community facilitiesStable rental market with 4.8% yield and 2.8% vacancy rateStrong safety rating of 8 out of 10

Market Snapshot

Median House

$485K

+4.2% 1yr

Median Apartment

$315K

+3.8% 1yr

Median Townhouse

$420K

Vacancy Rate

2.8%

65 avg DOM

Yield (Apartment)

5.4%

Yield (House)

4.8%

Auction Clearance

62%

Population

19,000

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$2,635/mo

Purchase Price

$315,000

Stamp Duty

$9,195

1st Year Total

$31,616

House

$3,079/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$36,949

Townhouse

$2,966/mo

Purchase Price

$420,000

Stamp Duty

$13,430

1st Year Total

$35,588

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

Open Calculator

Community Profile

Median Income

$52,000

Median Age

44

Family Households

68%

Owner-Occupied

68%

Walkability

65/100

Public Transport

4/10

Need finance guidance for Grafton?

Local Knowledge Finance — brokers who know this market.

Find a professional in Grafton

Demand-matched agents who know this suburb best.

Browse Professionals
Browse all suburb true-cost analyses →