What is the true cost of buying an apartment in Gymea Bay?

The median apartment in Gymea Bay is $850,000. Including stamp duty ($32,780), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $64,076, or $5,340/month.

What does it really cost to buy a house in Gymea Bay?

The median house in Gymea Bay is $1,650,000. True first-year cost including stamp duty ($73,160), rates, insurance, maintenance, and mortgage repayments is approximately $113,466.

What is the vacancy rate in Gymea Bay?

Gymea Bay currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Gymea Bay

2227 NSW · 26km to CBD

Stable

Market Intelligence

Gymea Bay is a premium waterfront suburb in the Sutherland Shire, located 26km south of Sydney CBD. This small, established residential enclave is renowned for its stunning Georges River frontage, featuring the popular Gymea Bay Baths tidal pool and marina facilities. The suburb attracts affluent families and retirees seeking a lifestyle location with water access while maintaining connectivity to Sydney via Gymea train station. Property values are supported by limited housing supply, waterfront proximity, and strong community amenities. The area offers a unique blend of natural beauty and urban convenience, with established homes and newer developments commanding premium prices due to water views and lifestyle appeal. Strong infrastructure including NBN connectivity and excellent transport links via the T4 Eastern Suburbs line make it attractive to professionals. The community enjoys access to sailing clubs, waterfront reserves, and the nearby Gymea shopping village, creating a desirable lifestyle destination within the Sutherland Shire.

Premium waterfront location with Georges River frontageDirect train access to Sydney CBD via T4 lineEstablished community with strong lifestyle amenitiesLimited housing supply supporting property valuesHigh-quality infrastructure and modern connectivity

Market Snapshot

Median House

$1.6M

+8.5% 1yr

Median Apartment

$850K

+6.8% 1yr

Median Townhouse

$1.2M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,340/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$64,076

House

$9,456/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$113,466

Townhouse

$6,910/mo

Purchase Price

$1,200,000

Stamp Duty

$48,530

1st Year Total

$82,916

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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