True Cost of Buying in Hornsby

2077 NSW · 36km to CBD

Stable

Market Intelligence

Hornsby is a well-established suburban hub located 36km north-west of Sydney's CBD, serving as a major commercial and transport center for the Upper North Shore. The suburb offers excellent connectivity with its major train station providing express services to the city, complemented by the bustling Westfield Hornsby shopping complex and strong educational facilities. The area attracts predominantly middle to upper-middle class families, drawn by quality schools, established infrastructure, and relatively more affordable housing compared to nearby premium suburbs like Wahroonga and Turramurra. The property market features a diverse housing mix from older brick homes to modern apartments and townhouses, with steady capital growth supported by consistent demand from families and investors. Hornsby's position as a regional center ensures strong rental demand, while ongoing urban renewal projects and transport improvements continue to enhance its investment appeal.

Major transport hub with express train services to Sydney CBDEstablished commercial center with Westfield shopping complexStrong educational facilities including quality public and private schoolsMore affordable than premium Upper North Shore suburbs while maintaining good amenitiesDiverse housing stock appealing to various buyer segments

Market Snapshot

Median House

$1.4M

+5.2% 1yr

Median Apartment

$750K

+4.8% 1yr

Median Townhouse

$1.1M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

72%

Population

28,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,834/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$58,004

House

$8,361/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,334

Townhouse

$6,657/mo

Purchase Price

$1,150,000

Stamp Duty

$46,280

1st Year Total

$79,880

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

Open Calculator

Community Profile

Median Income

$95,000

Median Age

41

Family Households

58%

Owner-Occupied

62%

Walkability

75/100

Public Transport

9/10

Need finance guidance for Hornsby?

Local Knowledge Finance — brokers who know this market.

Find a professional in Hornsby

Demand-matched agents who know this suburb best.

Browse Professionals
Browse all suburb true-cost analyses →