True Cost of Buying in Kearns
2558 NSW · 50km to CBD
Market Intelligence
Kearns is a diverse, multicultural suburb in southwestern Sydney's Campbelltown area, characterized by its affordability and strong community spirit. Located approximately 50km from Sydney CBD, this established residential area features predominantly 1970s-1980s housing stock with a significant proportion of public housing. The suburb attracts young families and first-home buyers seeking affordable entry into the Sydney market. With a population of around 5,200 residents, Kearns has a notably diverse demographic including significant Pacific Islander and Middle Eastern communities. While facing socioeconomic challenges including higher unemployment rates, the area benefits from proximity to Campbelltown CBD, local amenities including Kearns Public School and recreational facilities, and strong multicultural support networks. The property market remains one of the most affordable in the region, with median house prices around $650,000 and solid rental yields of 4.5-5.5%. Transport connectivity relies primarily on bus services to Campbelltown station, though the area benefits from good road access. The suburb offers genuine community atmosphere with active local organizations, parks including Kearns Reserve, and essential services within reach. Investment appeal centers on affordability, rental demand from diverse tenant base, and potential for capital growth as broader Western Sydney development continues.
Market Snapshot
Median House
$650K
+4.2% 1yr
Median Apartment
$420K
+3.8% 1yr
Median Townhouse
—
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
5.8%
Yield (House)
5.2%
Auction Clearance
68%
Population
5,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$420,000
Stamp Duty
$13,430
1st Year Total
$37,988
House
Purchase Price
$650,000
Stamp Duty
$23,780
1st Year Total
$47,794
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$52,000
Median Age
32
Family Households
68%
Owner-Occupied
52%
Walkability
52/100
Public Transport
5/10
Need finance guidance for Kearns?
Local Knowledge Finance — brokers who know this market.
Find a professional in Kearns
Demand-matched agents who know this suburb best.