True Cost of Buying in Maclean

2463 NSW · 650km to CBD

Stable

Market Intelligence

Maclean is a charming riverside town in NSW's Northern Rivers region, serving as the administrative center of Clarence Valley Council. Located on the scenic Clarence River approximately 650km north of Sydney, this town of around 3,000 residents is renowned for its strong Scottish heritage, celebrated annually through the Highland Gathering festival. The community attracts retirees and lifestyle seekers drawn to its peaceful river setting, affordable housing, and relaxed pace of life. Property markets are driven by tree-change migration, with riverfront homes commanding premium prices while maintaining overall affordability compared to coastal alternatives. The town offers essential services including Maclean High School, medical facilities, and recreational amenities like golf courses and river activities. While geographically isolated from major centers, Maclean's position on the Pacific Highway provides reasonable connectivity. The local economy relies on agriculture, tourism, and government services, with limited employment diversity presenting challenges for younger demographics. Infrastructure includes NBN connectivity and essential services, though flood risk remains a consideration for some areas. The tight rental market reflects steady demand from both permanent residents and visitors exploring the region.

Scenic Clarence River location with recreational boating and fishingStrong community spirit and Scottish cultural heritageAffordable housing market compared to coastal areasStrategic location on Pacific Highway for regional connectivityQuality educational facilities including Maclean High School

Market Snapshot

Median House

$485K

+6.2% 1yr

Median Apartment

$320K

+5.8% 1yr

Median Townhouse

Vacancy Rate

1.8%

45 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$2,660/mo

Purchase Price

$320,000

Stamp Duty

$9,370

1st Year Total

$31,916

House

$3,079/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$36,949

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These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$52,000

Median Age

48

Family Households

58%

Owner-Occupied

72%

Walkability

45/100

Public Transport

3/10

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