True Cost of Buying in Moruya

2537 NSW · 300km to CBD

Stable

Market Intelligence

Moruya is a charming coastal town located on the Moruya River in NSW's Eurobodalla Shire, approximately 300km south of Sydney. Serving as the administrative center for the region, Moruya has experienced steady population growth driven by sea change migration, particularly from Sydney and Canberra residents seeking a relaxed coastal lifestyle. The town offers a strong sense of community with excellent amenities including Moruya High School, multiple primary schools, Moruya District Hospital, and regular markets and festivals. The property market has seen significant growth post-COVID, with strong demand for coastal lifestyle properties creating a tight rental market and rising property values. Moruya's strategic location on the Princes Highway, combined with its airport offering Sydney flights, provides good connectivity while maintaining its regional charm. The town features a historic precinct, golf course, pristine beaches at Moruya Heads, and excellent river-based recreation. With ongoing infrastructure improvements and a growing arts community, Moruya represents an attractive proposition for retirees, families, and investors seeking coastal lifestyle opportunities in a well-serviced regional center.

Strategic coastal location with river and beach accessStrong community amenities including hospital, schools and airportExcellent connectivity via Princes Highway and Moruya AirportGrowing arts and cultural scene with regular marketsTight rental market indicating strong investment demand

Market Snapshot

Median House

$785K

+8.5% 1yr

Median Apartment

$520K

+6.2% 1yr

Median Townhouse

$650K

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,671/mo

Purchase Price

$520,000

Stamp Duty

$17,930

1st Year Total

$44,048

House

$4,721/mo

Purchase Price

$785,000

Stamp Duty

$29,855

1st Year Total

$56,653

Townhouse

$4,129/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$49,544

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These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$58,000

Median Age

48

Family Households

62%

Owner-Occupied

68%

Walkability

65/100

Public Transport

3/10

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