True Cost of Buying in Mosman
2088 NSW
Market Intelligence
Mosman is one of Sydney's most prestigious harbourside suburbs, located on the lower North Shore approximately 8km northeast of the CBD. Known for its stunning harbour views, heritage architecture, and exclusive waterfront properties, Mosman consistently ranks among Australia's most desirable residential addresses. The suburb features a mix of grand Federation homes, contemporary apartments, and luxury waterfront estates, with many properties commanding premium prices due to their harbour frontage and proximity to iconic locations like Taronga Zoo and Bradley's Head. The area attracts affluent professionals, established families, and high-net-worth individuals seeking a sophisticated lifestyle with easy access to the city via ferry and bus services. Mosman's village-like atmosphere, centered around Military Road's boutique shopping and dining precinct, combines urban convenience with coastal tranquility. The suburb's exceptional schools, pristine beaches, and extensive parklands make it particularly appealing to families, while its investment-grade properties and limited supply ensure strong capital growth potential despite lower rental yields.
Market Snapshot
Median House
$5.2M
+8.3% 1yr
Median Apartment
$1.4M
+5.9% 1yr
Median Townhouse
—
Vacancy Rate
1.2%
30 avg DOM
Yield (Apartment)
3.5%
Yield (House)
2.1%
Auction Clearance
79%
Population
28,500
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$94,412
House
Purchase Price
$5,200,000
Stamp Duty
$364,000
1st Year Total
$346,628
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$115,000
Median Age
41
Walkability
78/100
Public Transport
75/10
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