True Cost of Buying in North St Marys

2760 NSW · 58km to CBD

Stable

Market Intelligence

North St Marys is an affordable residential suburb in Greater Western Sydney, located within the City of Penrith local government area. The suburb offers excellent value for first home buyers and investors, with a diverse mix of older fibro homes and newer brick constructions. Its proximity to the Nepean River and parklands provides natural amenities, while being close to Penrith CBD ensures access to major shopping and entertainment. The area benefits from regular bus services and is positioned to gain from Western Sydney Airport development. With strong rental demand, competitive vacancy rates, and steady property value growth over recent years, North St Marys represents a solid entry point into the Sydney property market. The community is family-oriented with good local schools, childcare facilities, and recreational amenities including sports grounds. While transport connectivity relies primarily on bus services to reach St Marys railway station, the suburb's affordability and growth potential make it attractive to young professionals and families seeking value in the expanding Western Sydney region.

Highly affordable entry point into Sydney property marketClose proximity to Nepean River and natural parklandsStrong rental demand with low vacancy ratesFamily-friendly community with good local schoolsBenefits from Western Sydney Airport development proximity

Market Snapshot

Median House

$720K

+7.2% 1yr

Median Apartment

$485K

+6.8% 1yr

Median Townhouse

$650K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

5.2%

Yield (House)

4.7%

Auction Clearance

68%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,366/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$52,392

Townhouse

$4,129/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$49,544

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$68,000

Median Age

34

Family Households

58%

Owner-Occupied

62%

Walkability

65/100

Public Transport

6/10

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