True Cost of Buying in Oyster Bay
2225 NSW · 24km to CBD
Market Intelligence
Oyster Bay is a highly sought-after residential suburb in the Sutherland Shire, located 24km south of Sydney CBD along the Georges River. Known for its waterfront lifestyle and family-friendly atmosphere, the suburb features predominantly detached houses with some townhouse developments. The area attracts established families and professionals seeking a quieter lifestyle while maintaining reasonable access to the city. Property values have shown consistent growth, driven by the suburb's natural beauty, water access, and strong community feel. The local amenities include proximity to Oatley Park and Lime Kiln Bay, though residents typically travel to nearby centers like Hurstville or Miranda for major shopping. The suburb maintains a low-density character with tree-lined streets and quality housing stock, making it particularly appealing to families with school-aged children. Transport links rely primarily on private vehicles, with bus connections to nearby train stations at Oatley and Hurstville.
Market Snapshot
Median House
$1.6M
+8.2% 1yr
Median Apartment
$850K
+6.8% 1yr
Median Townhouse
$1.2M
Vacancy Rate
1.8%
28 avg DOM
Yield (Apartment)
4.5%
Yield (House)
3.2%
Auction Clearance
78%
Population
3,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$850,000
Stamp Duty
$32,780
1st Year Total
$64,076
House
Purchase Price
$1,650,000
Stamp Duty
$73,160
1st Year Total
$113,466
Townhouse
Purchase Price
$1,200,000
Stamp Duty
$48,530
1st Year Total
$82,916
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
43
Family Households
68%
Owner-Occupied
72%
Walkability
45/100
Public Transport
4/10
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