True Cost of Buying in Pennant Hills

2120 NSW · 25km to CBD

Stable

Market Intelligence

Pennant Hills is a well-established, family-oriented suburb in Sydney's Hills District, located approximately 25km northwest of the CBD. Known for its premium position in the local market, the suburb attracts families seeking quality education options, including the highly regarded Pennant Hills High School and several excellent primary schools. The area features a mature residential character with predominantly detached houses on larger blocks, complemented by some newer apartment developments. Pennant Hills offers excellent community amenities including Pennant Hills Park with extensive recreational facilities, the local shopping centre, and proximity to Westfield Hornsby. The suburb benefits from strong transport connections via Pennant Hills Railway Station on the T1 North Shore Line, providing direct access to Sydney CBD, while Pennant Hills Road offers convenient access to the M1 and M2 motorways. The community is characterized by established families and professionals, with a growing population of overseas-born residents, particularly from Asian countries. Property values have shown steady growth over the past decade, though with some moderation in 2023-2024, reflecting the suburb's enduring appeal and premium market position in the Hills District.

Excellent educational facilities including highly regarded public and private schoolsStrong transport connectivity with direct rail access to Sydney CBD and major motorway connectionsPremium Hills District location with established community characterExtensive recreational amenities including Pennant Hills Park and proximity to Ku-ring-gai Chase National ParkMature property market with predominantly detached houses on larger blocks

Market Snapshot

Median House

$1.6M

+3.2% 1yr

Median Apartment

$750K

+2.8% 1yr

Median Townhouse

$1.2M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.2%

Yield (House)

3.1%

Auction Clearance

72%

Population

8,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,834/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$58,004

House

$9,456/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$113,466

Townhouse

$6,910/mo

Purchase Price

$1,200,000

Stamp Duty

$48,530

1st Year Total

$82,916

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Community Profile

Median Income

$95,000

Median Age

42

Family Households

68%

Owner-Occupied

78%

Walkability

65/100

Public Transport

7/10

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