What is the true cost of buying an apartment in Port Macquarie?

The median apartment in Port Macquarie is $580,000. Including stamp duty ($20,630), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $47,696, or $3,975/month.

What does it really cost to buy a house in Port Macquarie?

The median house in Port Macquarie is $850,000. True first-year cost including stamp duty ($32,780), rates, insurance, maintenance, and mortgage repayments is approximately $60,926.

What is the vacancy rate in Port Macquarie?

Port Macquarie currently has a vacancy rate of 1.2%. Properties average 35 days on market.

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True Cost of Buying in Port Macquarie

2444 NSW · 420km to CBD

Stable

Market Intelligence

Port Macquarie is a premier coastal city on NSW's Mid North Coast, renowned for its pristine beaches, strong lifestyle appeal, and growing population. This major regional center has evolved from a retirement destination to attract diverse demographics including young families and professionals seeking the sea change lifestyle. The city boasts excellent infrastructure including Port Macquarie Airport with direct flights to major cities, quality healthcare facilities anchored by the Base Hospital, and strong educational options. The property market has experienced consistent growth driven by limited land supply, sea change migration, and lifestyle factors. With Town Beach and Lighthouse Beach among Australia's finest, plus extensive recreational facilities, cultural venues, and a thriving marina, Port Macquarie offers an exceptional quality of life. The local economy is well-diversified across tourism, healthcare, retail, and professional services, supporting sustainable growth and employment opportunities.

Premium coastal location with pristine beaches including Town Beach and Lighthouse BeachStrong infrastructure including regional airport with direct flights to Sydney and BrisbaneExcellent healthcare facilities anchored by Port Macquarie Base HospitalQuality education options across public and private sectorsDiverse economy spanning tourism, healthcare, retail and professional services

Market Snapshot

Median House

$850K

+8.5% 1yr

Median Apartment

$580K

+7.2% 1yr

Median Townhouse

$720K

Vacancy Rate

1.2%

35 avg DOM

Yield (Apartment)

4.5%

Yield (House)

3.8%

Auction Clearance

72%

Population

48,000

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,975/mo

Purchase Price

$580,000

Stamp Duty

$20,630

1st Year Total

$47,696

House

$5,077/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$60,926

Townhouse

$4,483/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$53,792

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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