True Cost of Buying in Ramsgate

2217 NSW · 18km to CBD

Stable

Market Intelligence

Ramsgate, NSW 2217 is a well-established beachside suburb in Sydney's St George region, offering an enviable coastal lifestyle just 15 minutes from Sydney Airport. This family-friendly community boasts direct access to Botany Bay beaches, creating a relaxed seaside atmosphere while maintaining excellent connectivity to the CBD. The suburb features a diverse multicultural population with strong Greek and Lebanese communities, contributing to a vibrant local culture and dining scene. Housing stock consists primarily of older brick homes, townhouses, and select new developments, appealing to families seeking space and proximity to quality amenities. Rocky Point Road serves as the main commercial spine, offering established shopping strips and local services. The area benefits from multiple parks including Ramsgate Beach Reserve, creating excellent recreational opportunities. While lacking direct rail access, regular bus services and proximity to Kogarah and Rockdale stations provide reasonable transport options. The property market has shown consistent growth with strong demand driven by the suburb's coastal location, family appeal, and airport proximity. Recent infrastructure improvements in the broader St George area, combined with ongoing development potential, position Ramsgate as an attractive option for both owner-occupiers and investors seeking steady capital growth in a premium location.

Prime beachside location with direct Botany Bay accessStrong multicultural community with established amenitiesExcellent proximity to Sydney Airport (15-20 minutes)Family-friendly environment with quality parks and recreationEstablished shopping and dining along Rocky Point Road

Market Snapshot

Median House

$1.4M

+10.0% 1yr

Median Apartment

$780K

+8.0% 1yr

Median Townhouse

$1.1M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.5%

Yield (House)

3.8%

Auction Clearance

72%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,986/mo

Purchase Price

$780,000

Stamp Duty

$29,630

1st Year Total

$59,828

House

$8,361/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,334

Townhouse

$6,657/mo

Purchase Price

$1,150,000

Stamp Duty

$46,280

1st Year Total

$79,880

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Community Profile

Median Income

$85,000

Median Age

42

Family Households

68%

Owner-Occupied

62%

Walkability

72/100

Public Transport

6/10

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