What is the true cost of buying an apartment in Rose Bay?

The median apartment in Rose Bay is $2,100,000. Including stamp duty ($97,910), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $139,928, or $11,661/month.

What does it really cost to buy a house in Rose Bay?

The median house in Rose Bay is $4,850,000. True first-year cost including stamp duty ($339,500), rates, insurance, maintenance, and mortgage repayments is approximately $323,638.

What is the vacancy rate in Rose Bay?

Rose Bay currently has a vacancy rate of 1.8%. Properties average 42 days on market.

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True Cost of Buying in Rose Bay

2029 NSW · 7km to CBD

Stable

Market Intelligence

Rose Bay is one of Sydney's most prestigious harbourside suburbs, located in the affluent Eastern Suburbs approximately 7km from the CBD. This established suburb is renowned for its stunning harbour views, luxury properties, and sophisticated lifestyle offerings. The area features a mix of grand heritage homes, modern luxury apartments, and exclusive waterfront estates that consistently command premium prices. Rose Bay attracts wealthy professionals, established families, and international buyers seeking prestige and harbour access. The suburb boasts excellent amenities including Rose Bay Marina, high-end dining along New South Head Road, quality schools like Kambala, and beautiful parklands with harbour foreshore access. Transport connectivity is strong with ferry services to Circular Quay and multiple bus routes. The community has a significant Jewish population with associated cultural institutions, contributing to the suburb's diverse character. Property supply remains limited due to heritage restrictions and the established nature of the area, supporting strong capital growth prospects despite premium entry prices.

Premium harbourside location with stunning water viewsConsistently strong property capital growth and market resilienceExcellent transport connectivity via ferry, bus and proximity to CBDHigh-quality schools including prestigious private institutionsSophisticated dining, shopping and marina facilities

Market Snapshot

Median House

$4.8M

+8.5% 1yr

Median Apartment

$2.1M

+9.2% 1yr

Median Townhouse

$3.2M

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

3.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

12,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$11,661/mo

Purchase Price

$2,100,000

Stamp Duty

$97,910

1st Year Total

$139,928

House

$26,970/mo

Purchase Price

$4,850,000

Stamp Duty

$339,500

1st Year Total

$323,638

Townhouse

$17,023/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$204,272

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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