What is the true cost of buying an apartment in Sawtell?

The median apartment in Sawtell is $650,000. Including stamp duty ($23,780), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $51,944, or $4,329/month.

What does it really cost to buy a house in Sawtell?

The median house in Sawtell is $985,000. True first-year cost including stamp duty ($38,855), rates, insurance, maintenance, and mortgage repayments is approximately $69,797.

What is the vacancy rate in Sawtell?

Sawtell currently has a vacancy rate of 2.1%. Properties average 42 days on market.

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True Cost of Buying in Sawtell

2452 NSW · 540km to CBD

Stable

Market Intelligence

Sawtell is a picturesque coastal town located 10km south of Coffs Harbour on NSW's Mid North Coast, offering a relaxed beachside lifestyle with strong community connections. The suburb attracts a diverse mix of permanent residents, retirees seeking a sea change, and holiday home owners drawn to its beautiful main beach, rock pool, and established surf culture centered around the Sawtell Surf Life Saving Club. The local community is well-served by amenities including Sawtell Public School, the popular RSL Club, and charming shops and cafes along First Avenue, with regular markets and events fostering social connections. Property demand remains strong due to limited housing supply and the appeal of coastal living, with a mix of older beach houses and newer developments creating diverse housing options. The suburb benefits from proximity to Coffs Harbour's employment opportunities and services while maintaining its distinct village character, making it particularly attractive to families and retirees seeking a coastal lifestyle with urban conveniences nearby.

Prime coastal location with beautiful main beach and rock poolStrong community spirit with active surf club and regular eventsProximity to Coffs Harbour CBD and employment opportunitiesLimited housing supply maintaining property valuesEstablished infrastructure with local schools and amenities

Market Snapshot

Median House

$985K

+8.2% 1yr

Median Apartment

$650K

+6.5% 1yr

Median Townhouse

$825K

Vacancy Rate

2.1%

42 avg DOM

Yield (Apartment)

5.2%

Yield (House)

4.8%

Auction Clearance

72%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,329/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$51,944

House

$5,816/mo

Purchase Price

$985,000

Stamp Duty

$38,855

1st Year Total

$69,797

Townhouse

$5,014/mo

Purchase Price

$825,000

Stamp Duty

$31,655

1st Year Total

$60,164

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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