True Cost of Buying in St Ives Chase

2075 NSW · 22km to CBD

Stable

Market Intelligence

St Ives Chase (2075) is a tightly held, family-oriented North Shore pocket that sits firmly in the premium housing market. With a median house price of $2,650,000 and a median unit price of $1,250,000, the suburb appeals to higher-income buyers seeking space, privacy, and quality amenities rather than high-density living. Its population of 1,850 reinforces its quiet, low-turnover character, while a median income of $145,000 supports strong local purchasing power and resilience through market cycles. Lifestyle appeal is driven by excellent schools rated 9/10, a very strong safety rating of 9/10, and a leafy residential feel that attracts established families and professionals. Although the walkability score is modest at 35/100, this is typical of suburban enclaves where car dependence is accepted in exchange for larger homes, quieter streets, and a more exclusive environment. At 22km from Sydney CBD, St Ives Chase offers a manageable commute for city workers who prioritise liveability over inner-city convenience. From an investment perspective, the suburb presents a compelling balance of stability and growth. The investment score of 78/100 and growth potential of 82/100 suggest a market supported by strong owner-occupier demand, limited supply, and ongoing appeal to affluent family buyers. Rental yield for houses at 2.8% is modest, which is common in premium Sydney suburbs, but this is offset by the 1.2% vacancy rate that points to tight rental conditions and reliable tenant demand. Overall, St Ives Chase is best suited to investors and owner-occupiers focused on capital preservation, long-term growth, and blue-chip suburb fundamentals rather than immediate cash flow. Its combination of strong schools, safety, affluence, and scarcity positions it as a premium North Shore market with enduring appeal.

Premium North Shore location with strong owner-occupier demandExcellent school catchment quality with a 9/10 schools ratingVery safe suburb with a 9/10 safety ratingStrong household income base supporting housing demandLow vacancy rate of 1.2% indicating tight rental conditions

Market Snapshot

Median House

$2.6M

+6.2% 1yr

Median Apartment

$1.3M

+4.8% 1yr

Median Townhouse

$1.9M

Vacancy Rate

1.2%

28 avg DOM

Yield (Apartment)

3.6%

Yield (House)

2.8%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,363/mo

Purchase Price

$1,250,000

Stamp Duty

$51,160

1st Year Total

$88,352

House

$14,929/mo

Purchase Price

$2,650,000

Stamp Duty

$128,160

1st Year Total

$179,150

Townhouse

$10,197/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$122,360

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

Open Calculator

Community Profile

Median Income

$145,000

Median Age

43

Family Households

78%

Owner-Occupied

84%

Walkability

35/100

Public Transport

4/10

Need finance guidance for St Ives Chase?

Local Knowledge Finance — brokers who know this market.

Find a professional in St Ives Chase

Demand-matched agents who know this suburb best.

Browse Professionals
Browse all suburb true-cost analyses →