True Cost of Buying in St Ives Chase

2075 NSW · 22km to CBD

Stable

Market Intelligence

St Ives Chase is an exclusive, low-density residential suburb nestled within the Upper North Shore of Sydney, situated approximately 22 kilometres north of the CBD within the Ku-ring-gai Local Government Area. Characterised by generous land parcels averaging around 920 square metres, the suburb is predominantly defined by detached family homes surrounded by natural bushland reserves and national park corridors, creating a serene, leafy environment that commands significant premium positioning in the Sydney property market. With a modest population of approximately 1,850 residents, St Ives Chase maintains an intimate community atmosphere that distinguishes it from larger, more urbanised neighbouring suburbs. The demographic profile is strongly skewed toward affluent, highly educated professional families, with median household incomes of $145,000 per annum — well above Sydney and national averages. The suburb attracts a significant cohort of established professionals and executives, many of whom prioritise the prestigious school catchments, safety, and lifestyle amenity that St Ives Chase consistently delivers. Property values reflect this premium positioning, with median house prices sitting at $2,650,000, underpinned by constrained supply, strict zoning controls limiting higher-density development, and persistent strong demand from family buyers. The verified comparable sale at 7 Aplin Close ($2.10M in November 2025) provides recent market evidence, noting that this transaction sits below the suburb median, likely reflecting a specific property or block configuration rather than broader market softening. Low vacancy rates of 1.2%, auction clearance rates of 78%, and just 28 days on market collectively confirm robust demand dynamics. The suburb's primary challenges centre on limited public transport connectivity — with Gordon Station being the nearest rail access — and a high affordability threshold that narrows the buyer pool. Infrastructure investment in the broader Upper North Shore corridor and Sydney Metro planning may gradually improve connectivity. For investors, the suburb offers strong long-term capital growth credentials with 32.8% five-year house price growth, though rental yields remain compressed at 2.8% for houses, reflecting the wealth-driven, owner-occupier dominated nature of the market. St Ives Chase represents a blue-chip, low-risk capital growth proposition suited to long-horizon investors and owner-occupiers seeking prestige, safety, and family lifestyle excellence.

Premium blue-chip suburb with consistent long-term capital growth of 32.8% over five yearsExceptionally low crime index of 15/100 and outstanding safety rating creating highly secure family environmentElite school catchments including St Ives North Public School, Killara High School and proximity to leading private schoolsDominant owner-occupier rate of 84% ensuring neighbourhood stability and strong community cohesionGenerous land parcels averaging 920 sqm with strict zoning protecting low-density character and land value

Market Snapshot

Median House

$2.6M

+6.2% 1yr

Median Apartment

$1.3M

+4.8% 1yr

Median Townhouse

$1.9M

Vacancy Rate

1.2%

28 avg DOM

Yield (Apartment)

3.6%

Yield (House)

2.8%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,363/mo

Purchase Price

$1,250,000

Stamp Duty

$51,160

1st Year Total

$88,352

House

$14,929/mo

Purchase Price

$2,650,000

Stamp Duty

$128,160

1st Year Total

$179,150

Townhouse

$10,197/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$122,360

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Community Profile

Median Income

$145,000

Median Age

43

Family Households

78%

Owner-Occupied

84%

Walkability

35/100

Public Transport

4/10

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