True Cost of Buying in St Ives

2075 NSW · 18km to CBD

Stable

Market Intelligence

St Ives is a prestigious Upper North Shore suburb located 18km north of Sydney CBD, renowned for its exceptional educational facilities and family-oriented lifestyle. The area features predominantly detached housing on generous blocks, surrounded by extensive bushland reserves and national park access. With a strong Asian-Australian community presence and high household incomes, St Ives attracts established professionals and families seeking quality education zones. The suburb offers excellent schools including the highly regarded St Ives High School, local shopping at St Ives Village, and abundant recreational facilities. Property values remain premium due to limited supply, desirable school catchments, and the prestigious Upper North Shore location. While primarily car-dependent with limited public transport, the area compensates with well-maintained infrastructure and strong community amenities. The mature suburb demographic includes many long-term residents, creating a stable, established community character ideal for families prioritizing education and lifestyle quality.

Exceptional school catchments including St Ives High SchoolPremium Upper North Shore location with prestige appealExtensive bushland reserves and national park accessStrong family-oriented community with established demographicsLimited housing supply supporting property values

Market Snapshot

Median House

$2.9M

+8.5% 1yr

Median Apartment

$1.4M

+6.2% 1yr

Median Townhouse

$2.2M

Vacancy Rate

1.8%

35 avg DOM

Yield (Apartment)

3.2%

Yield (House)

2.4%

Auction Clearance

75%

Population

16,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$8,374/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,484

House

$16,024/mo

Purchase Price

$2,850,000

Stamp Duty

$139,160

1st Year Total

$192,282

Townhouse

$11,966/mo

Purchase Price

$2,200,000

Stamp Duty

$103,410

1st Year Total

$143,588

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Community Profile

Median Income

$145,000

Median Age

42

Family Households

68%

Owner-Occupied

72%

Walkability

55/100

Public Transport

4/10

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