What is the true cost of buying an apartment in St Marys?

The median apartment in St Marys is $485,000. Including stamp duty ($16,355), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $41,924, or $3,494/month.

What does it really cost to buy a house in St Marys?

The median house in St Marys is $720,000. True first-year cost including stamp duty ($26,930), rates, insurance, maintenance, and mortgage repayments is approximately $52,392.

What is the vacancy rate in St Marys?

St Marys currently has a vacancy rate of 2.1%. Properties average 42 days on market.

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True Cost of Buying in St Marys

2760 NSW · 50km to CBD

Stable

Market Intelligence

St Marys is an affordable, multicultural suburb in Western Sydney, approximately 50km from the CBD. Known for its diverse community with significant Pacific Islander, Middle Eastern, and Asian populations, it offers excellent transport connectivity via the T1 Western Line and Great Western Highway. The suburb features predominantly detached housing with some townhouses and units, making it popular with first home buyers and investors seeking competitive rental yields. St Marys benefits from established infrastructure including St Marys Senior High School, local primary schools, the St Marys Rugby League Club as a community hub, and growing amenities along Queen Street. With planned infrastructure improvements as part of the Western Sydney growth corridor and proximity to the future Western Sydney Airport, the suburb presents strong growth potential while maintaining its family-friendly character and affordability compared to Greater Sydney.

Excellent transport connectivity with direct train access to Sydney CBDAffordable property prices below Sydney medianStrong multicultural community with established amenitiesCompetitive rental yields attractive to investorsGrowing infrastructure and development pipeline

Market Snapshot

Median House

$720K

+4.2% 1yr

Median Apartment

$485K

+3.8% 1yr

Median Townhouse

$620K

Vacancy Rate

2.1%

42 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

11,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,366/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$52,392

Townhouse

$3,977/mo

Purchase Price

$620,000

Stamp Duty

$22,430

1st Year Total

$47,720

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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