True Cost of Buying in Terrey Hills
2084 NSW · 28km to CBD
Market Intelligence
Terrey Hills is a prestigious, semi-rural suburb in Sydney's Northern Beaches, located 28km northeast of the CBD. Known for its large blocks, bushland setting, and proximity to Ku-ring-gai Chase National Park, it attracts affluent families seeking space and natural environment. The suburb features predominantly detached houses on generous lots, with limited commercial facilities requiring residents to travel to nearby centers. With a median age of 45 and higher than average household incomes, the area has a strong community feel and rural lifestyle benefits. Property values have shown steady growth over the past five years, driven by strong demand for family homes with acreage. The suburb is car-dependent with limited public transport, served by bus routes to Mona Vale and Chatswood. Zoning restrictions limit apartment development, maintaining the low-density character. Terrey Hills Public School serves local primary education needs, while quality private schools are accessible in surrounding areas. The bushfire-prone location requires specific planning considerations, but the natural setting commands premium pricing in the competitive Northern Beaches market.
Market Snapshot
Median House
$2.1M
+10.0% 1yr
Median Apartment
$1.4M
+8.0% 1yr
Median Townhouse
$1.8M
Vacancy Rate
1.8%
35 avg DOM
Yield (Apartment)
3.5%
Yield (House)
2.8%
Auction Clearance
75%
Population
3,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$94,412
House
Purchase Price
$2,150,000
Stamp Duty
$100,660
1st Year Total
$146,314
Townhouse
Purchase Price
$1,750,000
Stamp Duty
$78,660
1st Year Total
$116,288
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$125,000
Median Age
45
Family Households
68%
Owner-Occupied
72%
Walkability
35/100
Public Transport
4/10
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