True Cost of Buying in Terrey Hills

2084 NSW · 28km to CBD

Stable

Market Intelligence

Terrey Hills is a prestigious, semi-rural suburb in Sydney's Northern Beaches, located 28km northeast of the CBD. Known for its large blocks, bushland setting, and proximity to Ku-ring-gai Chase National Park, it attracts affluent families seeking space and natural environment. The suburb features predominantly detached houses on generous lots, with limited commercial facilities requiring residents to travel to nearby centers. With a median age of 45 and higher than average household incomes, the area has a strong community feel and rural lifestyle benefits. Property values have shown steady growth over the past five years, driven by strong demand for family homes with acreage. The suburb is car-dependent with limited public transport, served by bus routes to Mona Vale and Chatswood. Zoning restrictions limit apartment development, maintaining the low-density character. Terrey Hills Public School serves local primary education needs, while quality private schools are accessible in surrounding areas. The bushfire-prone location requires specific planning considerations, but the natural setting commands premium pricing in the competitive Northern Beaches market.

Premium Northern Beaches location with bushland settingLarge blocks and low-density housing maintaining semi-rural characterProximity to Ku-ring-gai Chase National Park and natural amenitiesStrong capital growth and property value appreciationAffluent demographics with high household incomes

Market Snapshot

Median House

$2.1M

+10.0% 1yr

Median Apartment

$1.4M

+8.0% 1yr

Median Townhouse

$1.8M

Vacancy Rate

1.8%

35 avg DOM

Yield (Apartment)

3.5%

Yield (House)

2.8%

Auction Clearance

75%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,868/mo

Purchase Price

$1,350,000

Stamp Duty

$56,660

1st Year Total

$94,412

House

$12,193/mo

Purchase Price

$2,150,000

Stamp Duty

$100,660

1st Year Total

$146,314

Townhouse

$9,691/mo

Purchase Price

$1,750,000

Stamp Duty

$78,660

1st Year Total

$116,288

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Community Profile

Median Income

$125,000

Median Age

45

Family Households

68%

Owner-Occupied

72%

Walkability

35/100

Public Transport

4/10

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