True Cost of Buying in Thirroul

2515 NSW · 70km to CBD

Stable

Market Intelligence

Thirroul is a premium coastal suburb located 70km south of Sydney in the Illawarra region, offering an exceptional beachside lifestyle with strong transport connectivity to the city. With a population of 5,800 and median age of 42, the suburb attracts affluent professionals and families seeking a sea change without sacrificing urban accessibility. The property market has experienced robust growth, with median house prices reaching $1,350,000, driven by the suburb's coastal location, quality amenities, and direct rail link to Sydney. Thirroul Beach is a major drawcard for residents and visitors, providing excellent surfing and swimming conditions with patrolled areas. The community is well-educated with 42% holding university qualifications and a median household income of $95,000. Local amenities include boutique cafes and shops along Lawrence Hargrave Drive, quality schools, and strong community groups. The suburb benefits from low crime rates, excellent walkability, and proximity to both Royal National Park and the Illawarra escarpment. Investment prospects remain strong despite recent rapid growth, supported by ongoing demand from Sydney buyers and limited housing supply.

Premium beachfront location with patrolled swimming and surfing beachDirect train connection to Sydney CBD (90 minutes) via Thirroul Railway StationStrong property price growth with median house prices at $1,350,000Highly educated population (42% university educated) with above-average incomesLow crime environment with excellent safety ratings and family-friendly atmosphere

Market Snapshot

Median House

$1.4M

+8.5% 1yr

Median Apartment

$750K

+6.2% 1yr

Median Townhouse

$950K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.8%

Yield (House)

3.2%

Auction Clearance

72%

Population

5,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,834/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$58,004

House

$7,814/mo

Purchase Price

$1,350,000

Stamp Duty

$56,660

1st Year Total

$93,762

Townhouse

$5,646/mo

Purchase Price

$950,000

Stamp Duty

$37,280

1st Year Total

$67,748

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Community Profile

Median Income

$95,000

Median Age

42

Family Households

68%

Owner-Occupied

68%

Walkability

75/100

Public Transport

8/10

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