True Cost of Buying in Thirroul
2515 NSW · 70km to CBD
Market Intelligence
Thirroul is a premium coastal suburb located 70km south of Sydney in the Illawarra region, offering an exceptional beachside lifestyle with strong transport connectivity to the city. With a population of 5,800 and median age of 42, the suburb attracts affluent professionals and families seeking a sea change without sacrificing urban accessibility. The property market has experienced robust growth, with median house prices reaching $1,350,000, driven by the suburb's coastal location, quality amenities, and direct rail link to Sydney. Thirroul Beach is a major drawcard for residents and visitors, providing excellent surfing and swimming conditions with patrolled areas. The community is well-educated with 42% holding university qualifications and a median household income of $95,000. Local amenities include boutique cafes and shops along Lawrence Hargrave Drive, quality schools, and strong community groups. The suburb benefits from low crime rates, excellent walkability, and proximity to both Royal National Park and the Illawarra escarpment. Investment prospects remain strong despite recent rapid growth, supported by ongoing demand from Sydney buyers and limited housing supply.
Market Snapshot
Median House
$1.4M
+8.5% 1yr
Median Apartment
$750K
+6.2% 1yr
Median Townhouse
$950K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.8%
Yield (House)
3.2%
Auction Clearance
72%
Population
5,800
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$750,000
Stamp Duty
$28,280
1st Year Total
$58,004
House
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$93,762
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
42
Family Households
68%
Owner-Occupied
68%
Walkability
75/100
Public Transport
8/10
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