True Cost of Buying in Tuggerah
2259 NSW · 90km to CBD
Market Intelligence
Tuggerah is a rapidly growing suburb on the NSW Central Coast, positioned approximately 90km north of Sydney CBD. Home to Westfield Tuggerah, one of the region's premier shopping destinations, the suburb offers excellent retail amenities alongside quality educational facilities including Tuggerah Lakes Secondary College. The area benefits from strong transport connectivity via Tuggerah railway station on the Central Coast Line and direct M1 Pacific Motorway access. The property market has demonstrated resilience with strong demand driven by Sydney buyers seeking affordability, resulting in significant appreciation over the past five years. The suburb attracts a diverse demographic mix of families, young professionals, and retirees, drawn by the combination of urban conveniences and proximity to Central Coast beaches. With ongoing residential and commercial development projects, Tuggerah represents a dynamic growth area with continued infrastructure investment and urban expansion planned.
Market Snapshot
Median House
$785K
+8.2% 1yr
Median Apartment
$520K
+6.8% 1yr
Median Townhouse
$650K
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
5.1%
Yield (House)
4.2%
Auction Clearance
68%
Population
8,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$520,000
Stamp Duty
$17,930
1st Year Total
$44,048
House
Purchase Price
$785,000
Stamp Duty
$29,855
1st Year Total
$56,653
Townhouse
Purchase Price
$650,000
Stamp Duty
$23,780
1st Year Total
$49,544
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
38
Family Households
58%
Owner-Occupied
62%
Walkability
72/100
Public Transport
8/10
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