What is the true cost of buying an apartment in Willoughby?

The median apartment in Willoughby is $1,200,000. Including stamp duty ($48,530), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $85,316, or $7,110/month.

What does it really cost to buy a house in Willoughby?

The median house in Willoughby is $3,200,000. True first-year cost including stamp duty ($158,410), rates, insurance, maintenance, and mortgage repayments is approximately $215,272.

What is the vacancy rate in Willoughby?

Willoughby currently has a vacancy rate of 2.0%. Properties average 35 days on market.

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True Cost of Buying in Willoughby

2068 NSW · 8km to CBD

Stable

Market Intelligence

Willoughby, located 8.0 km from the Sydney CBD, is a highly sought-after suburb offering a unique blend of lifestyle, market position, and investment outlook. With a median house price of $3,200,000 and a median unit price of $1,200,000, the area is characterized by high-end properties and a strong demand for quality housing. The suburb's population of 6,000 residents enjoys a median income of $120,000, contributing to its affluent and family-friendly atmosphere. Willoughby's excellent schools, with a rating of 9.0/10, and high safety rating of 8.5/10 make it an attractive choice for families. While the walkability score is relatively low at 7.5/100, the suburb's investment score of 75.0/100 and growth potential of 80.0/100 indicate a strong and growing market. The rental yield for houses is 2.5%, and the vacancy rate is a low 2.0%, suggesting a competitive and in-demand rental market. Overall, Willoughby presents a compelling opportunity for investors and homeowners seeking a high-quality lifestyle and strong potential for long-term growth.

High-quality schools and education optionsStrong demand for housing and low vacancy ratesAffluent and family-friendly atmosphereExcellent safety rating and low crime rateProximity to the Sydney CBD and major employment hubs

Market Snapshot

Median House

$3.2M

+5.0% 1yr

Median Apartment

$1.2M

+3.0% 1yr

Median Townhouse

$1.8M

Vacancy Rate

2.0%

35 avg DOM

Yield (Apartment)

3.5%

Yield (House)

2.5%

Auction Clearance

75%

Population

6,000

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,110/mo

Purchase Price

$1,200,000

Stamp Duty

$48,530

1st Year Total

$85,316

House

$17,939/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$215,272

Townhouse

$9,944/mo

Purchase Price

$1,800,000

Stamp Duty

$81,410

1st Year Total

$119,324

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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